Terms of Service

Last Updated: April 1, 2024

Chapter I – General Provisions

Article 1 (Purpose)

These Terms of Service (hereinafter referred to as 'the Terms') govern the use of the portfolio management service 'Lambda' provided by Novalis LLC (hereinafter 'the Company'). Please read these Terms carefully before using the Service.

Article 2 (Definitions)

The definitions of the terms used in these Terms are as follows: • Service: The web service 'Lambda' provided by the Company, which includes portfolio management, the provision of investment information, and various related functionalities. • User: Any individual or legal entity that accesses or uses the Service. • Registered User: A user who has completed the registration process for the Service as prescribed by the Company. • Personal Information: Information that identifies a user, including name, address, contact details, financial information, etc. • Intellectual Property: All rights related to software, content, design, logos, trademarks, and other intellectual property associated with the Service, belonging to the Company or a third party with legitimate rights.

Chapter II – Description of the Service and Investment Risk Disclosure

Article 3 (Description of the Service)

The Service is primarily intended to provide tools for managing and analyzing users' portfolios, including portfolio management, analytical tools, and market information. The Company reserves the right to modify, add, or suspend the Service without prior notice, although reasonable notice will be given when feasible.

Article 4 (Investment Information, Risk Disclosure, and Disclaimer)

1. The Service is provided solely for informational purposes and does not constitute investment advice or financial planning. 2. Users acknowledge that investments involve risks due to market fluctuations and other factors, and any investment decision is made at the user's own risk. 3. The Company does not guarantee the accuracy, usefulness, or timeliness of any information provided through the Service, and is not liable for any losses incurred from reliance on such information. 4. Users are advised to seek independent professional advice when necessary, and the Company shall not be liable for any losses resulting from the use of the Service.

Chapter III – Formation of the User Agreement and User Obligations

Article 5 (Formation of the Agreement)

The registration of a user for the Service and acceptance of these Terms shall constitute the formation of a binding user agreement.

Article 6 (User Account Management)

Registered Users are solely responsible for maintaining the confidentiality of their account information (ID, password, etc.) and must not transfer or share this information with any third party. In the event of unauthorized use of the account, users must promptly notify the Company, which reserves the right to take appropriate measures upon notification.

Article 7 (Prohibited Conduct)

Users shall not engage in any of the following actions: • Violate any applicable laws or these Terms. • Infringe upon the intellectual property, privacy, or other rights of the Company or any third party. • Engage in unauthorized access, attack the servers or systems, or impose excessive load. • Provide false information. • Any other conduct deemed inappropriate by the Company.

Chapter IV – Data Handling and Privacy

Article 8 (Data Handling)

In using the Service, any personal information and investment data provided by users will be managed appropriately in accordance with the Company's Privacy Policy. Except as required by law, the Company will not disclose such information to any third party without the user's consent.

Chapter V – Intellectual Property Rights

Article 9 (Ownership of Intellectual Property)

All intellectual property rights (including copyrights, trademarks, and other rights) related to the Service belong to the Company or to a third party with legitimate rights. Users may not reproduce, modify, distribute, or commercially exploit such materials without prior written consent from the Company.

Chapter VI – Disclaimers and Limitation of Liability

Article 10 (Disclaimer)

The Company shall not be liable for any damages (including direct, indirect, special, or consequential damages, or lost profits) arising from the use or inability to use the Service, or due to inaccuracies in the information provided. Users assume all risks associated with the use of the Service, and under no circumstances shall the Company be liable for any losses.

Article 11 (Limitation of Liability)

If a user violates these Terms and causes damage to the Company or any third party, the user shall be solely responsible for compensating for such damage at their own expense.

Chapter VII – Amendments and Notices

Article 12 (Amendment of Terms)

The Company may amend these Terms at its discretion by providing advance notice to users or posting the changes on the Service. The amended Terms shall take effect from the time they are posted, and users shall be bound by the amended Terms.

Chapter VIII – Governing Law and Jurisdiction

Article 13 (Governing Law)

These Terms shall be governed by and construed in accordance with the laws of Japan.

Article 14 (Jurisdiction)

Any disputes arising from the Service shall be exclusively subject to the jurisdiction of the Tokyo District Court or the Tokyo Summary Court.

Chapter IX – Miscellaneous

Article 15 (Severability)

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

Article 16 (Languages)

These Terms have been drafted in both Japanese and English. In the event of any discrepancies between the two versions, the Japanese version shall prevail.